Discover why working with a financial adviser can lead to better long-term investment returns. Learn about the ‘adviser gap’ and how professional guidance, tailored strategies, and professional support can improve investment outcomes. Explore research-backed insights in this comprehensive article.
Julie Orchard
Discover why truly independent financial advice matters. Learn about vertically integrated models, potential conflicts of interest, and how Rutherford Rede ensures unbiased, client-focused financial guidance for Kiwis.
Explore the benefits of Portfolio Investment Entities (PIE) and Prescribed Investor Rates (PIR) in New Zealand. Learn how PIE funds can maximise your after-tax investment returns and discover why you shouldn’t settle for crumbs when you can have the whole PIE.
Herbs and spices packed with antioxidants and other beneficial compounds bring satisfying flavours to favourite foods.
Ben Carlson as usual has some common sense on building financial security and keeping it that way.
Joe Wiggins writes about the problem of short term thinking crowding out much better long term decision making. He makes the following points,
• We are driven by emotions. Its in our wiring and has to a degree allowed us to survive and evolve,
• Many of our decisions are based on what we are feeling right now,
• Fear dominates these decisions, fear of loss or fear of missing out,
• Our environment has driven us further towards short term thinking. We have more information and are better able to act on it,
• But long term thinking almost always works out better,
o You don’t need to be heroic,
o Your decisions don’t need to be optimal,
o There is no requirement for genius.
• Just sensible choices and patience. Something we are all capable of!
Some companies experience an unbelievable surge in popularity, with their valuations increasing a hundredfold in the first few years of existence. Visualise being invested in one of those companies, valued at over $4 billion US dollars shortly after listing on the stock exchange. Now, visualise that same company seeing a staggering 96.82% dip in returns not long after. This isn’t a hypothetical scenario; this is the real story of Allbirds Inc.
