Winning big with Lotto is something many dream about, but few experience. And despite the ‘dreaming’, those who do win are often not prepared for managing the burden that comes with being a large winner.

Last year was one of the worst years ever for financial markets. Call it recency or loss aversion or some other Daniel Kahneman bias but for some reason, our brains are hard-wired to assume big losses will be followed by additional losses (just like we assume big gains will be followed by additional gains)

How do Trustees protect themselves against the risk of them being held personally accountable for investment decisions they make?

The collapse of First Republic Bank is a harsh reminder that any stock can go to zero, no matter how established a company is, or how loyal and wealthy its customers are.

2022 was one of the worst years on record for performance in the global bond market. The Barclays U.S Aggregate Bond Index (a broad measure of the U.S. bond market) posted its worst year since records began in 1976, down 13%.

A normal pathway through life will deliver some unexpected crises. To say they are unexpected is perhaps not correct as we all expect to face problems at some point. It’s just that they arrive unexpectedly.