A normal pathway through life will deliver some unexpected crises. To say they are unexpected is perhaps not correct as we all expect to face problems at some point. It’s just that they arrive unexpectedly.

The tendency to compare your situation with those around you is ingrained in the human condition. Whether consciously or unconsciously, to some extent we all filter our decisions through a comparative lens.

The last new all-time high for the S&P 500 was on January 3, 2022.

That means it’s been almost 450 days since we’ve experienced new highs in the stock market.

That feels like a long time.

We are living longer. Life expectancy for New Zealanders has been climbing steadily since the fifties leading to an ever-increasing number of years spent in retirement.

I don’t believe there is one singular way to invest your money. If there was everyone would invest that way.

Every strategy and philosophy has its pros and cons.

In this week’s Rutherford Rede blog, we look at a recent article from the Sydney Morning Herald that draws attention to the deterioration of financial literacy across the Australian population.